If you’re not working with CareAgents, you’re leaving business on the table.

Senior living facilities are demanding more than just insurance – they want partners who understand their risks, protect their residents, and reduce claims. That’s exactly what we deliver at CareAgents.

Every day you delay joining us is another day your competitors are winning accounts by offering a smarter, more complete solution. Facilities that adopt CareAgents see fewer falls, fewer pressure injuries, and stronger financial outcomes – metrics that administrators care about. If you’re not bringing this to the table, someone else will.

The choice is simple: either show your clients you’re ahead of the curve, or watch them walk into the arms of a broker who already has.

CareAgents is a subsidiary of Roosevelt Road Specialty – a market-leading specialty MGU.

How CareAgents Makes Selling Easy for Brokers

With CareAgents, you don’t have to worry about chasing leads, explaining every detail, or managing the risk conversation on your own – we do it for you. Our in-house clinical experts, risk managers, and legal professionals step in as your built-in sales team, giving you instant credibility and answers when your clients ask the tough questions.

We provide the tools, data, and messaging you need to walk into a meeting and look like the expert without spending hours preparing. From showcasing our partnerships with leading technology providers to delivering proven solutions that reduce falls, pressure injuries, and liability claims, we put everything in your hands, ready to present.

That means you can focus on closing deals, while CareAgents takes care of the technical details, ongoing support, and risk management follow-through.

In short: we make you look good and help you grow your book of business faster with less effort.

Business Classes

At CareAgents, we underwrite the following business classes:

Nursing Homes
Independent Living Facilities
Adult Day Care
Assisted Living Facilities
CCRC’s
Hospice
Home Health Care when attached to a facility

Program Highlights

CareAgents provides the following limits of liability and policy features:

  • $1M/$3M limits per location
  • $10M aggregate
  • $100K minimum premium
  • Claims made – incident sensitive
  • First dollar available on select accounts
  • Deductible / SIR / Corridors
  • Commercial Auto with CareAgents GL policy
    • Primary Auto Liability Limits $1M or $2M
    • Excess Limits Available
    • Physical Damage Coverage
    • Hired and Non-Owned
    • Admitted or Non-Admitted
    • Flexible Fleet Size
    • All Vehicle Sizes
    • Minimum 11 Units – smaller fleets may be considered
    • Available in all states, except Massachusetts and Hawaii

Submission Requirements

  • 1
    Main & Facility supplemental applications
  • 2
    Five (5) years of currently valued loss runs with details on all claims over $100k
  • 3
    State survey reports for the recent 15 months (including corrective action plans)
  • 4
    Financials
  • 5
    Licenses for Each Location
  • 6
    Current Policy Declaration Page

“Whenever I introduce CareAgents CEO Bryan Baird to a group of people, I always say, ‘Bryan is going to change the insurance industry’ and I stand by that. Bryan is a pioneer in how insurance and risk management should work together.”

Ryan Spalding
Broker Consultant

“Working with CareAgents’ CEO Bryan Baird and the entire CareAgents team on several CCRC’s and nursing homes has been exceptional. Their experienced, no-nonsense approach and long-term perspective have proved invaluable.”

Wilson 
California-based P&C Broker

Grow Your Book.

Beat Your Competitors.

Become an Appointed Broker.

Grow Your Book.
Beat Your Competitors.
Become an Appointed Broker.